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Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Inquiry

FreddieMac

Updated 10-31-2026

Inquiry

A request for a copy of your credit report. An inquiry occurs every time you fill out a credit application and/or request more credit. Too many inquiries on a credit report can hurt your credit score.

FreddieMac Glossary

FreddieMac · p. 8

FTC

Updated 10-31-2026

Inquiry

A request for a copy of your credit report by a lender or other busi-ness, often when you fill out a credit application and/or request more credit. Too many inquiries on a credit report can hurt your credit score; however, most credit scores are not affected by multiple inquiries from auto or mortgage lenders within a short period of time.

FTC Real Estate Terms

FTC · p. 10

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