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Inquiry

Last updated 2026-08-01

FTC

Updated 2026-08-01

A request for a copy of your credit report by a lender or other business, often when you fill out a credit application and/or request more credit. Too many inquiries on a credit report can hurt your credit score; however, most credit scores are not affected by multiple inquiries from auto or mortgage lenders within a short period of time.

FTC Real Estate Terms

FTC · pp. 10–11

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