Last reviewed 10-31-2026Short-Sale.com Editorialglossary
Initial Period
FreddieMac
Updated 10-31-2026
Initial Period
For ARMs, the Initial Period is the period from the Note Date of the Mortgage until the first Interest Change Date, expressed in months. The related ULDD Data Point name is Initial Fixed Period Effective Months Count.
FreddieMac Glossary
FreddieMac · p. 22
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