Last reviewed 08-20-2026Short-Sale.com Editorialglossary

Ineligible Non-Borrowing Spouse (Nbs) (applicable to HECMs only)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

An Ineligible Non-Borrowing Spouse (NBS) refers to an NBS who does not meet all Qualifying Attributes for a Deferral Period.

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