Last reviewed 10-31-2026Short-Sale.com Editorialglossary
Indexed Rate
California Association of Realtors
Updated 10-31-2026
Indexed Rate
The sum of the published index plus the margin. For example if the index were 9 percent and the margin 2.75 percent, the indexed rate would be 11.75 percent. Often, lenders charge less than the indexed rate the first year of an adjustable-rate mortgage.
California Association of Realtors Glossary
California Association of Realtors · p. 7
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