Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Housing Ratio

HUD Housing Counselors Glossary

Updated 10-31-2026

Housing Ratio

A rate that calculates a borrower's housing-related obligations as a percentage of gross monthly income. Frequently used by lenders to qualify borrowers for a mortgage. Also called a front-end ratio.

HUD Housing Counselors Glossary

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