Last reviewed 10-31-2026Short-Sale.com Editorialglossary
Housing Expense Ratio
Fannie Mae
Updated 10-31-2026
Housing Expense Ratio
A ratio derived by dividing the borrower's monthly housing expense by their stable monthly income.
Fannie Mae Glossary of Terms
Fannie Mae · p. 22
FreddieMac
Updated 10-31-2026
Housing Expense Ratio
The percentage of your gross monthly income that goes toward paying for your housing expenses.
FreddieMac Glossary
FreddieMac · p. 8
FTC
Updated 10-31-2026
Housing Expense Ratio
The percent-age of your gross monthly income that goes toward paying for your housing expenses.
FTC Real Estate Terms
FTC · p. 9
Need help?
Ask more questions about Housing Expense Ratio in Help. You'll get answers for your situation.
People also ask