Housing Expense Ratio
Last updated 2026-08-01
Fannie Mae
Updated 2026-08-01
A ratio derived by dividing the borrower’s monthly housing expense by their stable monthly income.
Fannie Mae Glossary of Terms
Fannie Mae · pp. 20–23
FTC
Updated 2026-08-01
The percentage of your gross monthly income that goes toward paying for your housing expenses.
FTC Real Estate Terms
FTC · pp. 8–9
Report an issue with this page
Still have questions?
Ask about this page or what may happen next. You will continue in Help — this is general information, not legal or counseling advice.