Home Equity Combined-Loan-To-Value Ratio (HCLTV)
Last updated 2026-08-01
Fannie Mae
Updated 2026-08-01
A ratio that is used when a mortgage financing package includes home equity lines that are potential liens; a ratio that is developed by dividing the sum of the original loan amount of the first mortgage, the amount of the
Fannie Mae Glossary of Terms
Fannie Mae · pp. 20–23
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