Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Higher-Priced Mortgage Loan
CFPB
Updated 08-20-2026
Higher-Priced Mortgage Loan
In general, a higher-priced mortgage loan is one with an annual percentage rate, or APR, higher than a benchmark rate called the Average Prime Offer Rate. Read more (cfpb.gov/askcfpb/1797)
CFPB Mortgage Terms
CFPB · pp. 11–14
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