Short-Sale.com
Last reviewed 10-31-2026Short-Sale.com Editorialglossary

High-Cost Area

FreddieMac

Updated 10-31-2026

High-Cost Area

An area in which 115 percent of the local median home value exceeds the baseline conforming loan limit, as defined by FHFA.

FreddieMac Glossary

FreddieMac · p. 20

Need help?

Ask more questions about High-Cost Area in Help. You'll get answers for your situation.

People also ask

Report an issue with this page

Domain alone is fine (we'll add https). Video must be a link — not an upload.

JPEG, PNG, or WebP only. Max 4 MB each.