HAMP - Home Affordable Modification Program

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

HAMP - Home Affordable Modification Program

HECM - Home Equity Conversion Mortgage HELOC - Home Equity Line of Credit HERMIT - Home Equity Reverse Mortgage Information Technology HERS - Home Energy Rating System HFA - Housing Finance Agency HIP - Housing Insurance Premium HOA - Homeowners’ Association HOC - Homeownership Center HOPE - Homeownership and Opportunity for People Everywhere HRAP - HUD Review and Approval Process HUD - U.S.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 64

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