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GSE Patch

FreddieMac

Updated 10-31-2026

GSE Patch

GSE Patch refers to the Consumer Financial Protection Bureau (CFPB) temporary QM rule definition in Regulation Z, 12 C.F.R. § 1026.43(e)(4), that became effective January 10, 2014, under which Mortgages were considered to be QMs if they satisfied certain requirements and were eligible for purchase by Freddie Mac.

FreddieMac Glossary

FreddieMac · p. 19

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