GSE Patch
Last updated 2026-08-01
FreddieMac
Updated 2026-08-01
GSE Patch refers to the Consumer Financial Protection Bureau (CFPB) temporary QM rule definition in Regulation Z, 12 C.F.R. § 1026.43(e)(4), that became effective January 10, 2014, under which Mortgages were considered to be QMs if they satisfied certain requirements and were eligible for purchase by Freddie Mac.
FreddieMac Glossary
FreddieMac · p. 19
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