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Fixed-Rate Mortgage

Last updated 2026-08-01

Fannie Mae

Updated 2026-08-01

A mortgage that provides for only one interest rate for the entire term of the mortgage. Fannie Mae acquires fixed-rate mortgage loans that are fully amortizing.

Fannie Mae Glossary of Terms

Fannie Mae · pp. 17–19

CFPB

Updated 2026-08-01

A fixed-rate mortgage is a type of home loan for which the interest rate is set when you take out the loan and it will not change during the term of the loan.

CFPB Mortgage Terms

CFPB · pp. 6–10

FTC

Updated 2026-08-01

A mortgage with an interest rate that does not change during the entire term of the loan.

FTC Real Estate Terms

FTC · pp. 8–9

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