Fico Score
ABA
Updated 10-31-2026
Fico Score
an acronym for Fair Isaac Credit Organization. Fair, Isaac and Company, Inc. is a developer of data management systems used to rate credit risk. The term has evolved into a shorthand reference to credit scores created using their system. See www.fairisaac.com.
American Bar Association Glossary of Real Estate Terms
ABA · p. 4
HUD Housing Counselors Glossary
Updated 10-31-2026
Fico Score
Credit scores are often referred to simply as FICO scores. FICO (Fair Isaac Corporation) is the most commonly used scoring model for lending and credit decisions in the U.S., though other scoring modules do exist FICO scores range from 300 to 850 where higher is better. Consumers have a FICO score from each of the three credit reporting agencies – Equifax, Experian, and Transunion. Other credit scoring models do exist, so not all credit scores available for purchase online are FICO scores.
HUD Housing Counselors Glossary
p. 9
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