Last reviewed 10-31-2026Short-Sale.com Editorialglossary
FHA Mortgage Insurance
California Association of Realtors
Updated 10-31-2026
FHA Mortgage Insurance
Requires a fee (up to 2.25 percent of the loan amount) paid at closing to insure the loan with FHA. In addition, FHA mortgage insurance requires an annual fee of up to 0.5 percent of the current loan amount, paid in monthly installments. The lower the downpayment, the more years the fee must be paid.
California Association of Realtors Glossary
California Association of Realtors · p. 6
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