Last reviewed 08-20-2026Fact Checked
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FHA Loan
CFPB
Updated 08-20-2026
FHA Loan
FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). FHA loans differ from conventional loans because they allow for lower credit scores and down payments as low as 3.5 percent of the total loan amount. Maximum loan amounts vary by county.
CFPB Mortgage Terms
CFPB · p. 9
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