FHA Funding Fee
Last updated 08-20-2026
CFPB
Updated 08-20-2026
FHA Funding Fee
The Federal Housing Administration (FHA) requires an FHA funding fee and a monthly insurance premium (MIP) for most of its single-family programs. This upfront mortgage insurance premium is sometimes called an upfront mortgage insurance premium (UFMIP). Find out if an FHA mortgage is right for you (cfpb.gov/owning-a-home/fha-loans/).
CFPB Mortgage Terms
CFPB · pp. 6–10
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