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FHA Funding Fee

Last updated 08-20-2026

CFPB

Updated 08-20-2026

FHA Funding Fee

The Federal Housing Administration (FHA) requires an FHA funding fee and a monthly insurance premium (MIP) for most of its single-family programs. This upfront mortgage insurance premium is sometimes called an upfront mortgage insurance premium (UFMIP). Find out if an FHA mortgage is right for you (cfpb.gov/owning-a-home/fha-loans/).

CFPB Mortgage Terms

CFPB · pp. 6–10

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