Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Fannie Mae/Freddie Mac Loan Limit

FTC

Updated 10-31-2026

Fannie Mae/Freddie Mac Loan Limit

The current 2006 Fannie Mae/Freddie Mac loan limit for a single-family home is $417,000 and is higher in Alaska, Guam, Hawaii, and the U.S. Virgin Islands. The Fannie Mae loan limit is $533,850 for a two-unit home; $645,300 for a three-unit home; and $801,950 for a four-unit home. Also referred to as the "conventional loan limit."

FTC Real Estate Terms

FTC · pp. 7–8

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