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Extenuating Circumstances (applicable to HECMs only)

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Extenuating Circumstances (applicable to HECMs only)

Extenuating Circumstances refer to factors a Mortgagee may cite when the Borrower’s credit and/or property charge payment history does not meet the criteria described in the Satisfactory Credit History and Satisfactory Property Charge Payment History sections.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

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