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Executed Special Forbearance (Sfb) – Unemployment Agreement

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Executed Special Forbearance (Sfb) – Unemployment Agreement

The Special Forbearance (SFB) – Unemployment Agreement is considered “executed” when: • at least one of the Borrowers has signed and dated the Agreement; • the Agreement has been returned to the Mortgagee; and • the authorized Mortgagee representative has signed and dated the Agreement as well.

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