Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Direct Loan (only applicable to Title I)

HUD 4000.1 Glossary

Updated 10-31-2026

Direct Loan (only applicable to Title I)

A Direct Loan process refers to where the Borrower applies directly to the Lender or its sponsored TPO for the Loan without assistance from a Dealer, contractor, or third party that has a financial interest in the loan transaction.

HUD 4000.1 Glossary

p. 13

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