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Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Delinquency

California Association of Realtors

Updated 10-31-2026

Delinquency

Failure to make payments on time. This can lead to foreclosure.

California Association of Realtors Glossary

California Association of Realtors · p. 4

FreddieMac

Updated 10-31-2026

Delinquency

Delinquency occurs when all or part of the Borrower's monthly installment of principal, interest and, where applicable, Escrow is unpaid after the due date. If the due date is The Mortgage is 30 days delinquent The 1st day of the month, When all or part of one or more payment(s) remain unpaid as of close of business on the last Business Day of the month Not the 1st day of the month (from the When all or part of one or more payment(s) remain unpaid 30 or more actual second through the 31st day of the month), calendar days as of close of business on the last Business Day of the month

FreddieMac Glossary

FreddieMac · p. 12

FTC

Updated 10-31-2026

Delinquency

Failure to make a pay-ment when it is due. The condition of a loan when a scheduled payment has not been received by the due date, but gen-erally used to refer to a loan for which payment is 30 or more days past due.

FTC Real Estate Terms

FTC · p. 6

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