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Deferral Period (applicable to HECMs only)
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 08-20-2026
Deferral Period (applicable to HECMs only)
A Deferral Period refers to the period of time following the death of the last surviving Borrower for a HECM with an FHA case number assigned on or after August 4, 2014, during which the Due and Payable status of a HECM is deferred for an Eligible NBS or Eligible Surviving Non-Borrowing Spouse provided that the Qualifying Attributes and all other FHA requirements continue to be satisfied.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 13
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