Deferral Period (applicable to HECMs only)
Last updated 2026-08-01
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 2026-08-01
A Deferral Period refers to the period of time following the death of the last surviving Borrower for a HECM with an FHA case number assigned on or after August 4, 2014, during which the Due and Payable status of a HECM is deferred for an Eligible NBS or Eligible Surviving NonBorrowing Spouse provided that the Qualifying Attributes and all other FHA requirements continue to be satisfied.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 13
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