Debt-To-Income Ratio
FreddieMac
Updated 10-31-2026
Debt-To-Income Ratio
The percentage of gross monthly income that goes toward paying for your monthly housing expense, alimony, child support, car payments and other installment debts, and payments on revolving or open-ended accounts such as credit cards.
FreddieMac Glossary
FreddieMac · p. 5
FTC
Updated 10-31-2026
Debt-To-Income Ratio
The percent-age of gross monthly income that goes toward paying for your monthly hous-ing expense, alimony, child support, car payments and other installment debts, and payments on revolving or open-end-ed accounts, such as credit cards.
FTC Real Estate Terms
FTC · p. 5
HUD Housing Counselors Glossary
Updated 10-31-2026
Debt-To-Income Ratio
A rate that calculates a borrower's total monthly debt, including housing and other debt obligations, as a percentage of gross monthly income. Frequently used by lenders to qualify borrowers for a mortgage. Also called a back-end ratio.
HUD Housing Counselors Glossary
p. 5
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