Last reviewed 08-20-2026Short-Sale.com Editorialglossary
Debt Ratio
CFPB
Updated 08-20-2026
Debt Ratio
Your debt-to-income ratio is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow.
CFPB · p. 6
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