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Dealer (applicable to Title I only)

Last updated 08-20-2026

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Dealer (applicable to Title I only)

A Dealer refers to, in the case of Property Improvement Loans, a seller, contractor, or supplier of goods or services. In the case of Manufactured Home Loans, a Dealer refers to a person or business who engages in the business of manufactured home retail sales. Dealer Loan (applicable to Title I only) A Dealer Loan process refers to a Loan where a Dealer assists the Borrower in preparing the documentation or information as required by the Lender that is necessary to support the lending decision. Decision Credit Score Decision Credit Score refers to the credit score selected from the credit repositories (i.e., Equifax, Trans Union, and Experian) for use when underwriting the loan.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

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