Credit History
FreddieMac
Updated 10-31-2026
Credit History
A record of credit use comprised of a list of individual consumer debts and a record of whether or not these debts were paid back on time or "as agreed." Credit institutions have created a detailed document of your credit history called a credit report.
FreddieMac Glossary
FreddieMac · p. 5
FTC
Updated 10-31-2026
Credit History
Information in the files of a credit bureau, primarily comprised of a list of individual consumer debts and a record of whether or not these debts were paid back on time or "as agreed." Your credit history is called a credit report when provided by a credit bureau to a lender or other business.
FTC Real Estate Terms
FTC · p. 5
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