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Conversion Clause

California Association of Realtors

Updated 10-31-2026

Conversion Clause

A provision in an adjustable-rate mortgage allowing the loan to be converted to a fixed-rate mortgage at some point during the term. Usually conversion is allowed at the end of the first adjustment period. The conversion feature may cost extra.

California Association of Realtors Glossary

California Association of Realtors · p. 4

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