Conventional Mortgage
Fannie Mae
Updated 10-31-2026
Conventional Mortgage
A mortgage that is not insured or guaranteed by a federal government agency—the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), the Department of Veterans Affairs (VA), or Rural Development (RD). Conventional mortgages delivered to Fannie Mae must also be conforming mortgages.
Fannie Mae Glossary of Terms
Fannie Mae · p. 9
California Association of Realtors
Updated 10-31-2026
Conventional Mortgage
A loan not guaranteed, insured or made by the federal or state government.
California Association of Realtors Glossary
California Association of Realtors · p. 4
FTC
Updated 10-31-2026
Conventional Mortgage
A mortgage loan that is not insured or guaranteed by the federal government or one of its agencies, such as the Federal Housing Administration (FHA), the U.S. Depart-ment of Veterans Affairs (VA), or the Rural Housing Service (RHS). Contrast with "Government Mortgage."
FTC Real Estate Terms
FTC · pp. 4–5
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