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Contract of Insurance (applicable to Title I only)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Contract of Insurance (applicable to Title I only)

Contract of Insurance is the term applied to a Title I Lender’s authority to originate, underwrite, and insure Title I Loans. FHA’s approval as a Title I Lender constitutes the Title I Contract of Insurance between the Title I Lender and HUD.

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