Combined Loan-To-Value (CLTV)
Last updated 2026-08-01
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 2026-08-01
The Combined Loan-to-Value (CLTV) is computed as the Base Loan Amount plus the outstanding principal balance of all subordinate Mortgage(s) divided by the Adjusted Value.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 8
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