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Coinsurance

Fannie Mae

Updated 10-31-2026

Coinsurance

A property insurance provision that penalizes the insured's loss recovery if the limit of insurance purchased by the insured is less than a specified percentage (typically 80, 90 or 100 percent) of the replacement cost value of the insured property.

Fannie Mae Glossary of Terms

Fannie Mae · p. 6

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