Last reviewed 08-20-2026Short-Sale.com Editorialglossary

Claims Without Conveyance of Title (CWCOT)

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Claims Without Conveyance of Title (CWCOT)

A Claim without Conveyance of Title (CWCOT) is a procedure under which the Mortgagee attempts to secure a third party purchaser for the mortgaged Property so that conveyance to HUD is not required in exchange for mortgage insurance benefits.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

p. 7

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