Last reviewed 10-31-2026Short-Sale.com Editorialglossary

Certificate of Eligibility (COE)

Department of Veterans Affairs

Updated 10-31-2026

Certificate of Eligibility (COE)

A statement from VA shows lenders that a borrower qualifies for the VA home loan based on service history and duty status. It also states the funding fee percentage (based on service, type of loan, and first/subsequent use) or exemption (based on VA compensation for a service-connected disability).

Department of Veterans Affairs Glossary of Terms

Department of Veterans Affairs · p. 1

Need help?

Ask more questions about Certificate of Eligibility (COE) in Help. You'll get answers for your situation.