Capacity
FreddieMac
Updated 10-31-2026
Capacity
Your ability to make your mortgage payments on time. This depends on your income and income stability (job history and security), your assets and savings, and the amount of your income each month that is left over after you've paid for your housing costs, debts and other obligations.
FreddieMac Glossary
FreddieMac · p. 3
FTC
Updated 10-31-2026
Capacity
Your ability to make your mortgage payments on time. This de-pends on your income and income stability (job history and security), your assets and savings, and the amount of your income each month that is left over after you've paid for your housing costs, debts and other obligations.
FTC Real Estate Terms
FTC · p. 3
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