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Bridge Loan

California Association of Realtors

Updated 10-31-2026

Bridge Loan

A second trust for which the borrower's present home is collateral, allowing the proceeds to be used to close on a new house before the present home is sold. Also known as a "swing loan."

California Association of Realtors Glossary

California Association of Realtors · p. 2

FTC

Updated 10-31-2026

Bridge Loan

A short-term loan secured by the borrower's current home (which is usually for sale) that allows the pro-ceeds to be used for building or closing on a new house before the current home is sold. Also known as a "swing loan."

FTC Real Estate Terms

FTC · p. 2

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