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Borrower Affordability Attestation

FHA Single Family Housing Policy Handbook Glossary November 26 2025

Updated 08-20-2026

Borrower Affordability Attestation

make the offered monthly Mortgage Payment under the Permanent Home Retention Option and additional payment reduction, in the 24 months following the execution of the offered Permanent Home Retention Option, except for a PDMDA. Bracketing Bracketing refers to selecting comparable properties with features that are superior to and inferior to the subject features. Broom-swept Condition Broom-swept Condition is the condition of a Property that is, at a minimum, reasonably free of dust and dirt and free of hazardous materials or conditions, Personal Property, and interior and exterior debris.

FHA Single Family Housing Policy Handbook Glossary November 26 2025

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