Borrower Affordability Attestation
Last updated 2026-08-01
FHA Single Family Housing Policy Handbook Glossary November 26 2025
Updated 2026-08-01
Borrower Affordability Attestation refers to the Borrowers’ affirmation that the Borrower can make the offered monthly Mortgage Payment under the Permanent Home Retention Option and they will not be eligible for another Permanent Home Retention Option, which may provide additional payment reduction, in the 24 months following the execution of the offered Permanent Home Retention Option, except for a PDMDA.
FHA Single Family Housing Policy Handbook Glossary November 26 2025
p. 6
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