Loan-To-Value Ratio

Loan-To-Value Ratio

The loan-to-value (LTV) ratio is a measure comparing the amount of your mortgage with the Mortgage lenders may use the LTV in deciding whether to lend to you and to determine if they will require private mortgage insurance. Learn how your loan-to-value ratio relates to your costs (cfpb.gov/askcfpb/121). Loss mitigation Loss mitigation refers to the steps mortgage servicers take to work with a mortgage borrower to avoid foreclosure. Loss mitigation refers to a servicer’s responsibility to reduce or “mitigate” the loss to the investor that can come from a foreclosure. Certain loss-mitigation options may help you stay in your home.