Page 26 of 29Glossary Last Update

5/2024 Secured property type by the manufactured home and not land (chattel), or real property, meaning secured by the manufactured home and the land (mortgage). Module 2.2 Self-help repossession A type of repossession in which a lender’s agent can take collateral away from the borrower cause a public disturbance during a self-help repossession and are not permitted to take personal property other than the collateral. Module 5.3 Servicemembers Civil Relief Act, or SCRA An act that protects military personnel and their dependents in issues related to housing, including certain protections against default judgments, foreclosure, and eviction.